TSP and FERS Integration: Maximizing Your Benefits

Last updated: February 4, 2025

Optimizing TSP with Your FERS Retirement

Understanding how your Thrift Savings Plan (TSP) works alongside your FERS pension is crucial for maximizing your total retirement benefits.

See Your Complete Picture: Use our Retirement Planning Wizard to analyze your combined FERS and TSP benefits.

TSP Optimization Strategies

  • Contribution strategies
  • Fund allocation approaches
  • Catch-up contribution planning
  • Matching maximization

Withdrawal Planning

  • Timing considerations
  • Tax implications
  • Required minimum distributions
  • Survivor benefit coordination

Optimize Your Retirement

Visit GovRet.com to:

  • Plan your TSP strategy
  • Calculate combined benefits
  • Compare withdrawal options
  • Access planning tools
TSP, retirement planning, investment strategy, benefit integration