GS-13 to GS-15 FERS Retirement Planning Guide

Last updated: February 4, 2025

Senior Grade FERS Retirement Planning

As a GS-13, GS-14, or GS-15 employee, your retirement planning involves unique considerations due to higher salary levels and potential leadership roles. Understanding how to maximize your benefits is crucial.

Calculate Your High-Grade Benefits: Use our Retirement Planning Wizard to see detailed projections based on your specific grade and locality pay.

Senior Grade Considerations

  • High-3 salary optimization
  • Locality pay impact
  • Maximum benefit calculations
  • Executive-level considerations

Retirement Timing Strategy

  • Step increase timing
  • Promotion impact analysis
  • Leave accrual maximization
  • Service computation optimization

Maximize Your Senior-Level Benefits

Visit GovRet.com to:

  • Calculate exact high-grade benefits
  • Compare different retirement dates
  • Analyze promotion impacts
  • Plan optimal retirement timing
senior grades, high-3 salary, retirement planning, federal benefits