FERS vs CSRS Retirement Comparison Guide

Last updated: February 4, 2025

FERS and CSRS Retirement Systems Compared

While most federal employees are now under FERS, understanding the differences between FERS and CSRS helps in retirement planning and benefit discussions with colleagues.

Need FERS Calculations? Use our Retirement Planning Wizard for accurate FERS benefit projections.

Key System Differences

  • Benefit calculation formulas
  • Social Security integration
  • TSP government contributions
  • COLA calculations

Comparative Benefits

  • Retirement eligibility rules
  • Survivor benefit options
  • Disability provisions
  • Healthcare benefits

Plan Your FERS Retirement

Visit GovRet.com to:

  • Calculate your FERS benefits
  • Use retirement planning tools
  • Compare retirement scenarios
  • Access expert guidance
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