FERS Retirement Age Calculator: Optimal Timing Guide

Last updated: February 4, 2025

Determining Your Optimal FERS Retirement Age

Choosing the right retirement age can significantly impact your FERS benefits. Understanding the interplay between age, service time, and benefits is crucial for optimal retirement planning.

Find Your Best Retirement Date: Use our Retirement Planning Wizard to analyze different retirement age scenarios.

Age-Related Factors

  • Minimum Retirement Age (MRA)
  • Age reduction penalties
  • Service time requirements
  • FEHB eligibility age

Strategic Timing

  • Leave year considerations
  • Pay increase timing
  • COLA eligibility
  • Social Security coordination

Plan Your Perfect Retirement Date

Visit GovRet.com to:

  • Calculate optimal retirement dates
  • Compare different scenarios
  • Analyze benefit impacts
  • Access expert guidance
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