FERS Postponed Retirement: Strategic Planning Guide

Last updated: February 4, 2025

FERS Postponed Retirement Strategy

Postponed retirement can be a powerful strategy for federal employees to maximize their benefits while separating from service early. Understanding when and how to use this option is crucial.

Compare Retirement Options: Use our Retirement Planning Wizard to analyze postponed vs. immediate retirement scenarios.

Key Considerations

  • Eligibility requirements
  • Benefit calculation impacts
  • FEHB implications
  • Timing strategies

Strategic Planning

  • Optimal postponement age
  • Healthcare coverage options
  • Survivor benefit planning
  • TSP considerations

Optimize Your Retirement Timing

Visit GovRet.com to:

  • Compare retirement scenarios
  • Calculate benefit differences
  • Plan healthcare coverage
  • Access expert guidance
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