FERS MRA+5 Years Service: Retirement Options and Benefits Guide
FERS Retirement with MRA+5 Years of Service
Federal employees who reach their Minimum Retirement Age (MRA) with at least 5 years of creditable service have specific retirement options under FERS. Understanding these options is crucial for making informed retirement decisions.
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Key Points for MRA+5
- Eligibility requirements and restrictions
- Impact on retirement benefits
- FEHB and FEGLI considerations
- Deferred retirement options
Understanding Your Benefits
With MRA+5 years of service:
- You must defer retirement until age 62
- No immediate retirement option available
- Benefits calculated based on years of service
- No eligibility for FERS Special Retirement Supplement
Plan Your Retirement with Confidence
Use our retirement planning tools at GovRet.com to:
- Calculate your estimated annuity
- Explore different retirement scenarios
- Get step-by-step guidance
- Access detailed retirement planning resources