FERS MRA+10 Years: Comprehensive Retirement Planning Guide
FERS Retirement with MRA+10 Years of Service
The MRA+10 retirement option provides flexibility for federal employees who have reached their Minimum Retirement Age with at least 10 years of service. This guide explains the benefits, reductions, and strategic planning considerations.
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MRA+10 Benefits Overview
- Immediate retirement option available
- Permanent reduction of 5% per year under age 62
- Option to postpone to reduce/eliminate reduction
- FEHB/FEGLI eligibility considerations
Strategic Planning Considerations
- Timing impact on benefits
- Reduction elimination strategies
- Health insurance considerations
- Income planning options
Optimize Your Retirement Strategy
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- Use our interactive retirement calculator
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- Analyze reduction impacts
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