FERS MRA+10 Retirement: Complete Guide and Calculator
Understanding FERS MRA+10 Retirement
The FERS MRA+10 retirement option allows federal employees to retire at their Minimum Retirement Age (MRA) with at least 10 years of service. While this provides flexibility, it's important to understand the reduction in benefits.
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Key Points About MRA+10
- Permanent reduction of 5% per year under age 62
- Option to postpone to reduce or eliminate the penalty
- Impact on FEHB and other benefits
Calculating Your Benefits
Your retirement benefit is calculated using:
- Years of service
- High-3 average salary
- Age reduction factor
Get Accurate Retirement Projections
Visit GovRet.com to:
- Use our step-by-step retirement wizard
- Access interactive retirement calculators
- View personalized retirement scenarios
- Generate detailed benefit reports