FERS High-3 Salary Calculation: Comprehensive Guide

Last updated: February 4, 2025

Understanding Your FERS High-3 Average Salary

Your High-3 average salary is the cornerstone of your FERS retirement calculation. Understanding how it's calculated and optimized is crucial for retirement planning.

Calculate Your High-3 Accurately: Use our Retirement Planning Wizard for precise High-3 calculations and retirement projections.

High-3 Calculation Factors

  • Basic pay inclusion rules
  • Locality pay considerations
  • Premium pay rules
  • Overtime limitations

Optimization Strategies

  • Timing considerations
  • Grade/step increase impact
  • Promotion planning
  • Service computation

Maximize Your High-3 Average

Visit GovRet.com to:

  • Calculate your exact High-3
  • Plan optimal retirement dates
  • Compare different scenarios
  • Access expert guidance
High-3 average, salary calculation, retirement planning, benefits optimization