FERS Early Retirement: Complete Guide and Eligibility

Last updated: February 4, 2025

Understanding FERS Early Retirement Options

Early retirement under FERS provides options for federal employees to retire before reaching full retirement age. Understanding the implications and requirements is crucial for planning.

Analyze Early Retirement Options: Use our Retirement Planning Wizard to calculate the impact of early retirement on your benefits.

Early Retirement Types

  • Voluntary Early Retirement Authority (VERA)
  • Discontinued Service Retirement (DSR)
  • MRA+10 with reduced benefits
  • Special provision retirements

Impact Analysis

  • Benefit reduction calculations
  • FEHB eligibility considerations
  • Supplement availability
  • Long-term financial planning

Plan Your Early Retirement

Visit GovRet.com to:

  • Calculate early retirement impacts
  • Compare different scenarios
  • Analyze benefit reductions
  • Access planning tools
early retirement, VERA, DSR, retirement planning