FERS Resources

FERS Retirement Income Tax Calculator: State-by-State Guide

Calculate FERS retirement income tax implications by state. Compare tax scenarios and plan your retirement location strategy.

FERS Survivor Annuity Calculator: Cost and Benefit Analysis

Calculate FERS survivor benefit costs and payments. Compare options and understand the financial implications of your survivor benefit choice.

FERS Disability Benefits Calculator: Monthly Payment Guide

Calculate your FERS disability retirement benefits. Learn about payment calculations, income limits, and long-term benefit projections.

FERS VERA/VSIP Calculator: Early Out Benefits Guide

Calculate FERS VERA/VSIP benefits and early retirement options. Analyze the financial impact of early out offers with our specialized calculator.

FERS Part-Time Service Calculator: Proration Guide

Calculate how part-time service affects your FERS retirement. Learn about proration rules and benefit impacts with our specialized calculator.

FERS Unused Sick Leave Calculator: Hour-to-Service Conversion

Convert your FERS unused sick leave to service credit. Calculate the impact on your retirement annuity with our specialized calculator.

FERS Service Computation Date Calculator

Calculate your FERS Service Computation Date (SCD). Learn about service time calculations and impacts on retirement benefits.

FERS Retirement Benefits Explained: Complete Guide

Comprehensive guide to FERS retirement benefits. Learn about pension, Social Security, TSP, and additional federal benefits.

FERS Retirement Age Calculator: Optimal Timing Guide

Find your optimal FERS retirement age. Learn about timing considerations, benefit impacts, and strategic planning for federal retirement.

FERS Disability Retirement: Eligibility and Benefits Guide

Comprehensive guide to FERS disability retirement. Learn about eligibility requirements, benefit calculations, and application procedures.

FERS Military Service Credit: Calculation and Buyback Guide

Complete guide to FERS military service credit and buyback options. Learn about costs, benefits, and strategic planning for military time.

FERS High-3 Salary Calculation: Comprehensive Guide

Comprehensive guide to calculating your FERS High-3 average salary. Learn about optimization strategies and factors affecting your calculation.

FERS Retirement Checklist: Step-by-Step Planning Guide

Comprehensive FERS retirement checklist and planning guide. Step-by-step instructions for federal employees preparing for retirement.

FERS Postponed Retirement: Strategic Planning Guide

Strategic guide to FERS postponed retirement. Learn about timing, benefits, and healthcare considerations for maximizing your federal retirement.

FERS Early Retirement: Complete Guide and Eligibility

Complete guide to FERS early retirement options. Learn about VERA, DSR, and reduced benefit calculations for early retirement.

TSP and FERS Integration: Maximizing Your Benefits

Learn how to optimize your TSP alongside FERS retirement. Maximize your benefits with proper integration and planning strategies.

FERS vs CSRS Retirement Comparison Guide

Comprehensive comparison of FERS and CSRS retirement systems. Learn about key differences in benefits, calculations, and provisions.

FERS Social Security Supplement Calculator and Guide

Calculate your FERS Special Retirement Supplement. Learn about eligibility, earnings limitations, and how to maximize this benefit.

FERS Sick Leave Conversion: Calculator and Benefits Guide

Complete guide to FERS sick leave conversion. Learn how to calculate and maximize your sick leave benefit for retirement.

FERS Survivor Benefits: Complete Guide and Calculator

Comprehensive guide to FERS survivor benefits. Learn about options, costs, and considerations for protecting your loved ones.

FERS COLA 2025-2028: Projected Increases and Planning Guide

Analysis of projected FERS COLA increases for 2025-2028. Learn about factors affecting COLAs and how to plan for future adjustments.

SES FERS Retirement Benefits and Planning Guide

Comprehensive retirement planning guide for Senior Executive Service (SES) members. Learn about executive benefits and strategic planning.

GS-9 to GS-12 FERS Retirement Planning Strategies

Strategic retirement planning guide for GS-9 to GS-12 federal employees. Learn about career progression and benefit optimization.

GS-13 to GS-15 FERS Retirement Planning Guide

Comprehensive retirement planning guide for GS-13 to GS-15 federal employees. Learn how to maximize benefits and optimize retirement timing.

OPM Retirement Calculator vs Modern Alternatives

Compare OPM retirement calculator with modern alternatives. Discover advanced features and benefits of newer calculation tools for federal retirement planning.

FERS Retirement Calculator Example: Step-by-Step Guide

Step-by-step guide to calculating FERS retirement benefits with examples. Learn the formula and important factors. Use our online calculator for …

FERS Retirement Calculator Excel: Free Download and Usage Guide

Guide to FERS retirement calculators, including Excel limitations and better online alternatives. Try our advanced calculator for more accurate retirement …

FERS MRA+20 Years Service: Retirement Benefits and Planning

Complete guide to FERS MRA+20 retirement benefits. Learn about enhanced options, benefit calculations, and strategic planning. Use our wizard for …

FERS MRA+10 Years: Comprehensive Retirement Planning Guide

Expert guide to FERS MRA+10 retirement. Understand benefit reductions, postponement options, and strategic planning. Access our retirement wizard for personalized …

FERS MRA+5 Years Service: Retirement Options and Benefits Guide

Complete guide to FERS MRA+5 retirement options. Learn about eligibility, benefits, and requirements. Use our retirement wizard for personalized planning.

FERS MRA+10 Retirement: Complete Guide and Calculator

Complete guide to FERS MRA+10 retirement. Learn about eligibility, benefit calculations, and reduction factors. Access our retirement planning wizard for …

FERS High-3 Salary Calculator: Accurate Annuity Estimation

Calculate your FERS High-3 average salary accurately with our calculator. Essential tool for federal employees planning retirement.

FERS FEHB Coverage in Retirement: Complete Guide

Comprehensive guide to FEHB coverage in retirement for federal employees. Learn about eligibility, coverage options, and Medicare coordination.

GS-13 FERS Retirement Planning: Maximizing Your Benefits

Detailed retirement planning guide for GS-13 federal employees under FERS. Learn how to maximize benefits, optimize timing, and secure your …

FERS Deferred Retirement: Eligibility and Benefit Calculations

Comprehensive guide to FERS Deferred Retirement, including eligibility requirements, benefit calculations, and important considerations for federal employees.

FERS Immediate Retirement: Complete Guide and Eligibility Requirements

Complete guide to FERS Immediate Retirement eligibility, benefits calculation, and requirements. Learn about age requirements, service calculations, and benefit options.

TSP Required Minimum Distributions Guide

Guide to TSP Required Minimum Distributions. Learn about withdrawal requirements.

TSP Lifecycle Funds: Complete Investment Guide

Comprehensive guide to TSP Lifecycle Funds. Learn about investment strategies.

FERS Service Credit Calculation Guide

Guide to calculating FERS service credit. Learn about different types of service.

FERS Retirement Supplement Calculation Guide

Detailed guide to calculating your FERS retirement supplement. Learn about formulas and factors.

FERS Retirement After Agency Transfer

Guide to FERS retirement after transferring between agencies. Learn about service credit.

FERS Retirement During Government Shutdown

Guide to FERS retirement during government shutdowns. Learn about impacts and options.

FERS Retiree Benefits Management Guide

Guide to managing FERS benefits after retirement. Learn about updates and changes.

FERS Post-Retirement Employment Guide

Guide to working after FERS retirement. Learn about earnings limits and impacts.

FERS Retirement Paperwork Guide: Forms and Documents

Comprehensive guide to FERS retirement paperwork. Learn about required forms and documentation.

FERS Pre-Retirement Training Guide

Complete guide to FERS pre-retirement training. Learn about required courses and preparation.

FERS Retirement with Multiple Agencies: Planning

Guide to FERS retirement with multiple federal agencies. Learn about service combination.

FERS Retirement After Break in Service: Guide

Guide to FERS retirement with breaks in service. Learn about service credit rules.

FERS Retirement in North Carolina: Planning Guide

FERS retirement guide for North Carolina federal employees. Learn about state benefits.

FERS Retirement in Arizona: Benefits Guide

FERS retirement guide for Arizona federal employees. Learn about state benefits.

FERS Retirement for FAA Employees: Planning Guide

Complete FERS retirement guide for FAA employees. Learn about aviation service benefits.

FERS Retirement for USPS Employees: Complete Guide

Comprehensive FERS retirement guide for USPS employees. Learn about postal service benefits.

FERS Long-Term Care Planning: Strategy Guide

Guide to long-term care planning for FERS retirees. Learn about insurance options.

FERS Healthcare in Retirement: Planning Guide

Complete guide to healthcare planning for FERS retirees. Learn about coverage options.

FERS Beneficiary Planning: Strategy Guide

Guide to FERS beneficiary planning. Learn about protecting loved ones.

FERS Estate Planning: Complete Guide

Comprehensive estate planning guide for FERS retirees. Learn about protecting assets.

FERS Retirement Tax Planning Strategies

Strategic tax planning guide for FERS retirees. Learn about minimizing tax impact.

FERS Retirement Income Planning: Complete Guide

Comprehensive guide to planning your FERS retirement income. Learn about multiple income streams.

FERS Retirement and Seasonal Employment

Guide to FERS retirement with seasonal service. Learn about benefit impacts.

FERS Retirement and Part-Time Employment

Guide to FERS retirement with part-time service. Learn about benefit calculations.

FERS Retirement for GS-14 and GS-15: Executive Guide

Executive-level FERS retirement planning guide for GS-14 and GS-15 employees.

FERS Retirement for GS-13 Employees: Planning Guide

FERS retirement planning guide for GS-13 employees. Learn about maximizing benefits.

TSP Withdrawal Options in Retirement

Complete guide to TSP withdrawal options in retirement. Learn about distribution strategies.

TSP Fund Selection Strategy Guide

Guide to selecting TSP funds for retirement. Learn about investment strategies.

FERS Retirement Timeline: 5 Years to Retirement

Five-year FERS retirement planning timeline. Learn what to do at each stage.

FERS Retirement Application Process: Step-by-Step

Step-by-step guide to the FERS retirement application process. Learn about forms and procedures.

FERS Medicare Integration: Complete Guide

Guide to integrating Medicare with FERS retirement benefits. Learn about healthcare options.

FERS Social Security Integration Guide

Learn how to integrate Social Security with your FERS retirement. Maximize combined benefits.

FERS Survivor Benefit Calculator: Cost Analysis

Calculate FERS survivor benefit costs and analyze options. Learn about protection for loved ones.

FERS Retirement Date Calculator: Optimal Timing Guide

Calculate your optimal FERS retirement date. Learn about timing factors and maximizing benefits.

FERS Retirement with Disability: Planning Guide

Comprehensive guide to FERS disability retirement. Learn about eligibility, benefits, and application process.

FERS Retirement During RIF: Complete Guide

Guide for FERS retirement during Reduction in Force (RIF). Learn about special provisions and options.

FERS Retirement in Florida: Benefits and Planning

FERS retirement planning guide for Florida federal employees. Learn about state benefits and retirement strategies.

FERS Retirement in Texas: State Tax Benefits Guide

FERS retirement planning guide for Texas federal employees. Learn about state tax benefits and retirement strategies.

FERS Retirement for IRS Employees: Benefits Guide

Detailed FERS retirement guide for IRS employees. Learn about revenue service benefits and retirement planning.

FERS Retirement for EPA Employees: Planning Guide

Complete FERS retirement guide for EPA employees. Learn about environmental service benefits and retirement planning.

FERS Retirement for FBI Employees: Complete Guide

Comprehensive FERS retirement guide for FBI employees. Learn about law enforcement provisions, special agent benefits, and retirement planning.

FERS Special Retirement Supplement: Complete Guide

Complete guide to the FERS Special Retirement Supplement. Learn about eligibility, calculations, and maximizing this important benefit.

FERS Dental and Vision Insurance: FEDVIP Guide

Complete guide to FEDVIP dental and vision insurance for FERS retirees. Learn about coverage options, costs, and retirement planning.

FERS Life Insurance Benefits: FEGLI Options and Planning

Complete guide to FEGLI options and life insurance planning for FERS retirees. Learn about coverage choices, costs, and retirement considerations.

FERS Retirement After Military Service: Integration Guide

Guide to integrating military service with FERS retirement. Learn about military buyback, service credit, and benefit coordination.

FERS Retirement for VA Employees: Benefits Guide

Complete FERS retirement guide for VA employees. Learn about healthcare worker provisions, special pay categories, and benefit optimization.

FERS Retirement for DOD Civilians: Complete Guide

Comprehensive FERS retirement guide for DOD civilian employees. Learn about special provisions, military service credit, and benefit optimization.

FERS Retirement Savings Gap Calculator

Calculate and analyze your FERS retirement savings gap. Learn strategies to close the gap between retirement income and expenses.

FERS Retirement in High Cost Areas: DC, NYC, and SF Guide

FERS retirement planning guide for federal employees in high-cost areas like DC, NYC, and SF. Learn strategies for maximizing benefits …

GS-11 to GS-12 FERS Retirement Optimization Guide

Comprehensive FERS retirement planning guide for GS-11 and GS-12 federal employees. Learn advanced strategies for optimizing retirement benefits.

GS-8 to GS-10 FERS Retirement Planning Strategies

FERS retirement planning strategies for GS-8 to GS-10 federal employees. Learn how to maximize benefits and plan for career advancement.

GS-5 to GS-7 FERS Retirement Planning Guide

Comprehensive FERS retirement planning guide for GS-5 to GS-7 federal employees. Learn early career strategies for maximizing retirement benefits.